The Canada Revenue Agency (CRA) administers a range of benefits and credits that can help individuals and families with everyday living costs.
These include monthly and quarterly payments such as the Canada Child Benefit (CCB) and other tax‑free credits. Most Canadians can apply for these benefits online.
Knowing how to apply can save you time and make sure you get the support you are entitled to.
What Is CRA My Account and Why You Need It
To apply for most CRA benefits online you first need a secure CRA online account.
My Account is the CRA portal where you can apply for benefits, manage personal information, and track application status. If you do not have one yet, you must register for it on the official Government of Canada site.
This requires your Social Insurance Number (SIN), date of birth, and personal details the CRA can verify.
Once your CRA account is ready you can use it to apply for eligible benefits, update your contact or banking details, and view your benefit and credit status.
How Do I Apply for the Canada Child Benefit Online?
The Canada Child Benefit (CCB) is a tax‑free monthly payment for eligible families to support the cost of raising children under age 18. To apply online through the CRA:
- Sign into My Account.
- Go to the Benefits and credits section.
- Select Apply for child benefits.
- Enter the required details about your child or children.
- Complete and submit your application.
You may also apply when registering a newborn birth in participating provinces, which can send your CCB application directly to the CRA.
How to Apply for Benefits and Credits as a New Resident
If you are new to Canada, you may not have filed a tax return yet but you can still apply for benefits.
The CRA has introduced a simplified online form that allows newcomers to apply for benefit and credit payments such as the GST/HST credit and other provincial or territorial programs without mailing in paper forms.
This new online tool lets you apply before you file your first tax return. All you need is your personal details and SIN.
You may complete the form in about 20 minutes.
Can I Apply for the GST/HST Credit Online?
The GST/HST credit helps individuals and families with low or modest incomes offset the sales tax they pay. In most cases you do not need a separate application for this credit.
Simply file your annual tax return and the CRA will automatically determine your eligibility.
If you are a new resident of Canada and have not filed your first tax return, you may need to apply for the GST/HST credit for that first year.
Newcomers may use the CRA online form or appropriate tax forms to register for this credit.
How to Apply for the Canada Recovery Benefit (COVID‑19 Related)
Certain recovery benefits, such as the Canada Recovery Benefit (CRB), were offered during the COVID‑19 pandemic and required applications through the CRA’s online portal or by phone.
While some of these programs are now closed, past applicants used My Account to apply online for each eligible period and received payments by direct deposit or cheque.
If similar benefits are introduced in future, the online process remains the official method to apply quickly.
Always check the CRA website for current programs and application windows.
What Documents or Information Do I Need to Apply Online?
When applying for benefits with the CRA, you may need:
- Your Social Insurance Number (SIN) or temporary tax number.
- Your full legal name and date of birth.
- Proof of child’s birth if applying for CCB in some cases.
- Up‑to‑date address and marital information.
Having accurate personal information in your CRA account makes your application process faster and reduces delays.
How Do I Track My CRA Benefit Application Online?
Once you have submitted your online application through My Account, you can log in at any time to:
- View the status of your application.
- See upcoming payment dates.
- Change your direct deposit or contact information.
The CRA will usually send messages or notices in your online account if more information is needed.
It is important to check your account regularly and respond promptly.
Is There a Way to Apply Without a CRA Online Account?
Yes. While online applications are the fastest option, some benefit applications can also be filed using paper forms or mail.
However, filing online through My Account is easier, usually faster, and lets you track your application.
Can I Apply for Multiple CRA Benefits at Once?
In most cases you can use your My Account portal to apply for all eligible benefits and credits you qualify for.
The CRA will use the information you submit to assess your eligibility for related federal and provincial or territorial payments linked to your benefit applications.
Where Can I Start My Online Applications?
To start applying for CRA benefits online, visit the CRA’s official login and sign‑in services page and either sign in or register for an account:
Register for a CRA account (My Account)
This is the first step to accessing benefits and credits online